This Disclosure Policy is valid from 1 November 2007; updated November 2009
This blog is a personal blog written and edited by me. For questions about this blog, please see our contact page. It is my blog, I can say what I want. If you do not like that then thanks for leaving, don’t let the door hit you on the way out.
New FTC threats, I mean guidelines, of 2009 ask bloggers like myself to disclose any information about compensation or relationships with vendors or merchants who might be featured or mentioned on these pages.
I thought I was pretty clear before, but since I don’t want my door broken down at 3am, a black hood tied over my head and be drug off to Gitmo for water boarding, I am expounding even more.
People should not be afraid of their government, governments should be afraid of their people – V in “V for Vendetta”
But as my kids would say: “how’s that working for ya, dad?”
This blog may accept forms of cash advertising, sponsorship, paid insertions or other forms of compensation including complimentary investment newsletter subscriptions.
Let’s think about that a second. What if I recommend you subscribe to an investment newsletter. If that newsletter is great and you make money, would you care about a potential conflict of interest because I received a complimentary subscription?
On the other hand, if I recommended you subscribe to an investment newsletter that was no good, you could not make money using their advice or even lost money, would you care that I received a complimentary subscription to the same lousy newsletter that lost you money? I think not.
The compensation, if any, in any form, received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post may not always be identified as paid or sponsored content.
The owner(s) of this blog is not compensated to provide opinion on products, services, websites and various other topics. The views and opinions expressed on this blog are purely the blog owners. If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.
This blog does not contain any content which might present a conflict of interest.
This blog has ads from Google and Lord only knows what Google will find out about us all, track, and store in a database forever – maybe even sell some day; certainly monetize for themselves. But since a high percentage of websites do same, there is no reason to feel any different here.
Nothing on this website should be construed as investment advice. No one here is a registered investment advisor.
Above you have the honest, straight from the hip scoop from me.
Here is some more crap from the lawyers (gee, I bet you could hardly wait!):
This Compensation Disclosure has been provided for your protection and to fully disclose any relationship between this sites product or service recommendations and the owners of those product or services. It is always recommended that before you purchase products or services on the Internet, including those on this website, that you conduct your own research and exercise due diligence.
The owner of this website is required by law to inform you that a relationship exists between this website and the products or services it reviews, recommends or promotes.
1. Material Affiliation.
It is advisable to assume that any mention of a product or service on this website is made because there exist, unless otherwise stated, a material connection between the product or service owners and this website. It should be understood that any recommendation made by the owner of this site for any product or service has been made in good faith. These recommendations reflect the fact that the owner has either tried the product or service or has extensively researched them and can give an honest opinion to the merit of the product or service. When any website makes any recommendation of a product or service it is advisable to assume the possibility of a material connection or relationship with the owners of those
products or services.
2. Product/Service Partiality.
Due to the material connection between the owner of this website and the owners of the products or services recommended here, it must be understood that a bias for these products or services might exist. These biases, although based on facts, could have developed because of
compensation for such recommendations from the product or service owners although every effort has been made to provide accurate and true reviews of each product or service.
Regardless of whether the owner of this website has, or will receive compensation from product or service owners, it should be understood that a relationship exist between the two so there does exist, established or not, the potential for a material connection between product and service owner and the owner of this website.
Before entering into any agreement or purchasing any product from this website, it is advisable to understand the potential partiality of the website owner due to possible compensation from the owner’s of products or services recommended on this website. You should perform your own research and exercise due diligence prior to purchasing products or services from any website.
The owner of this website may receive compensation for recommendations made in reference to the products or services on this website. This compensation may be in the form of money, services or complimentary products and could exist without any action from a website visitor. Should you purchase a product or service that was recommended by this website, it is understood that some form of compensation might be made to the website owner. For example, if you click on an affiliate link at this website and then make a purchase of the recommended product or service, the website owner may receive compensation.
4. This Compensation disclosure statement has been made to inform you of the possibility that a material connection between a product or service mentioned, reviewed or recommended by this website and the product or service owner exist and that compensation to the website owner may be made should you purchase such product or service. Every effort has been made to provide true and accurate statements in regards to any and all products or services mentioned, reviewed or recommended by this website.
Should you have any questions, comments or concerns and would like to receive an answer or ask a question prior to purchasing any product or service mentioned on this website you can contact the website owner directly via my contact page, there is a link in the menu – OR – Just LEAVE!